:root {
    --bg: #07090f;
    --bg-elev: #0e1219;
    --card: #141a24;
    --surface: #1a2230;
    --border: rgba(255,255,255,0.08);
    --border-strong: rgba(255,255,255,0.14);
    --text: #eef0f5;
    --muted: #9aa3b5;
    --dim: #6b7385;
    --gold: #d4af37;
    --gold-hover: #e8c547;
    --gold-soft: rgba(212,175,55,0.15);
    --serif: 'Playfair Display', Georgia, serif;
    --sans: 'Inter', system-ui, sans-serif;
    --nav-h: 72px;
    --radius: 16px;
    --shadow: 0 25px 50px rgba(0,0,0,0.5);
    --t: 0.3s ease;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
    font-family: var(--sans);
    background: var(--bg);
    color: var(--text);
    line-height: 1.6;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button, input, select, textarea { font: inherit; color: inherit; border: none; background: none; outline: none; }
.container { width: 100%; max-width: 1140px; margin: 0 auto; padding: 0 24px; }

h1,h2,h3,h4 { font-family: var(--serif); font-weight: 600; line-height: 1.2; letter-spacing: -0.02em; }
h1 { font-size: clamp(2.3rem, 5vw, 3.6rem); }
h2 { font-size: clamp(1.8rem, 3.5vw, 2.6rem); }
h3 { font-size: 1.3rem; }
.section-eyebrow {
    font-size: 0.72rem; font-weight: 600; letter-spacing: 0.14em;
    text-transform: uppercase; color: var(--gold); margin-bottom: 12px;
}
.section-header { text-align: center; max-width: 620px; margin: 0 auto 56px; }
.section-header h2 { margin-bottom: 14px; }
.section-desc { color: var(--muted); font-size: 1.05rem; }
.accent { color: var(--gold); }

/* Buttons */
.btn {
    display: inline-flex; align-items: center; justify-content: center;
    padding: 14px 28px; font-size: 0.95rem; font-weight: 600;
    border-radius: 10px; cursor: pointer; transition: all var(--t); white-space: nowrap;
}
.btn-primary { background: var(--gold); color: #0a0c10; }
.btn-primary:hover { background: var(--gold-hover); transform: translateY(-2px); box-shadow: 0 10px 28px rgba(212,175,55,0.35); }
.btn-secondary { border: 1px solid var(--border-strong); color: var(--text); }
.btn-secondary:hover { border-color: var(--gold); color: var(--gold); }
.btn-full { width: 100%; }
.btn:disabled { opacity: 0.7; cursor: not-allowed; transform: none; }

/* ===== 3D Money Background ===== */
.money-bg {
    position: fixed; inset: 0; z-index: 0; pointer-events: none;
    perspective: 1200px; overflow: hidden;
}
.money-particle {
    position: absolute;
    font-size: 1.8rem;
    opacity: 0.18;
    transform-style: preserve-3d;
    animation: float3d linear infinite;
    user-select: none;
    filter: blur(0.3px);
}
.money-particle.big { font-size: 2.8rem; opacity: 0.12; }
.money-particle.small { font-size: 1.2rem; opacity: 0.22; }

@keyframes float3d {
    0%   { transform: translate3d(0, 110vh, 0) rotateX(0deg) rotateY(0deg) rotateZ(0deg); opacity: 0; }
    8%   { opacity: 0.2; }
    92%  { opacity: 0.15; }
    100% { transform: translate3d(var(--tx), -15vh, var(--tz)) rotateX(360deg) rotateY(180deg) rotateZ(var(--rz)); opacity: 0; }
}

.bg-gradient {
    position: fixed; inset: 0; z-index: 0; pointer-events: none;
    background:
        radial-gradient(ellipse 70% 50% at 80% 10%, rgba(212,175,55,0.09) 0%, transparent 55%),
        radial-gradient(ellipse 50% 40% at 10% 90%, rgba(40,60,120,0.2) 0%, transparent 50%);
}

/* Content above 3D bg */
nav, section, footer { position: relative; z-index: 1; }

/* Nav */
.navbar {
    position: fixed; top: 0; left: 0; right: 0; height: var(--nav-h);
    z-index: 1000; transition: background var(--t), backdrop-filter var(--t);
}
.navbar.scrolled {
    background: rgba(7,9,15,0.9); backdrop-filter: blur(18px);
    box-shadow: 0 1px 0 var(--border);
}
.nav-container { display: flex; align-items: center; justify-content: space-between; height: 100%; }
.logo { display: flex; align-items: center; gap: 10px; font-family: var(--serif); font-size: 1.2rem; font-weight: 600; }
.logo-icon { color: var(--gold); }
.nav-links { display: flex; gap: 28px; }
.nav-links a { font-size: 0.9rem; font-weight: 500; color: var(--muted); transition: color var(--t); }
.nav-links a:hover { color: var(--text); }
.nav-toggle { display: none; flex-direction: column; gap: 5px; padding: 8px; cursor: pointer; }
.nav-toggle span { display: block; width: 22px; height: 2px; background: var(--text); transition: all var(--t); }

/* Hero */
.hero {
    min-height: 100vh; display: flex; align-items: center;
    padding: calc(var(--nav-h) + 48px) 0 80px;
    perspective: 1000px;
}
.hero-content { position: relative; max-width: 680px; }
.hero-3d-scene {
    position: absolute; right: -280px; top: 50%; transform: translateY(-50%);
    width: 320px; height: 320px; perspective: 800px;
    transform-style: preserve-3d; pointer-events: none;
}
.floating-card {
    position: absolute; display: flex; flex-direction: column; align-items: center; gap: 6px;
    padding: 18px 22px; background: rgba(20,26,36,0.85);
    border: 1px solid var(--border-strong); border-radius: 14px;
    backdrop-filter: blur(8px); box-shadow: var(--shadow);
    transform-style: preserve-3d; animation: cardFloat 6s ease-in-out infinite;
    font-size: 0.8rem; font-weight: 600; color: var(--muted);
}
.floating-card .card-emoji { font-size: 1.8rem; }
.card-1 { top: 10%; left: 20%; animation-delay: 0s; transform: translateZ(40px) rotateY(-12deg); }
.card-2 { top: 55%; left: 5%; animation-delay: -1.5s; transform: translateZ(20px) rotateY(8deg); }
.card-3 { top: 20%; right: 5%; animation-delay: -3s; transform: translateZ(60px) rotateY(-5deg); }
.card-4 { bottom: 8%; right: 15%; animation-delay: -4.5s; transform: translateZ(30px) rotateY(15deg); }

@keyframes cardFloat {
    0%, 100% { transform: translateY(0) translateZ(30px) rotateY(-8deg); }
    50% { transform: translateY(-14px) translateZ(50px) rotateY(8deg); }
}

.hero-eyebrow { font-size: 0.78rem; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--gold); margin-bottom: 18px; }
.hero h1 { margin-bottom: 20px; }
.hero-subtitle { font-size: 1.1rem; color: var(--muted); max-width: 520px; margin-bottom: 32px; line-height: 1.7; }
.hero-cta { display: flex; flex-wrap: wrap; gap: 14px; }

/* Trust bar */
.trust-bar {
    padding: 36px 0; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border);
    background: rgba(14,18,25,0.7); backdrop-filter: blur(8px);
}
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; text-align: center; }
.trust-icon { display: block; font-size: 1.6rem; margin-bottom: 6px; }
.trust-label { font-size: 0.85rem; color: var(--muted); font-weight: 500; }

/* Services */
.services { padding: 100px 0; }
.services-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 22px; }
.service-card {
    background: var(--card); border: 1px solid var(--border); border-radius: var(--radius);
    padding: 32px; transition: border-color var(--t), box-shadow var(--t);
    transform-style: preserve-3d;
}
.service-card:hover { border-color: rgba(212,175,55,0.35); box-shadow: var(--shadow); }
.service-icon { font-size: 2rem; margin-bottom: 18px; }
.service-card h3 { margin-bottom: 10px; }
.service-card > p { color: var(--muted); font-size: 0.95rem; margin-bottom: 18px; }
.service-tags { display: flex; flex-wrap: wrap; gap: 8px; }
.service-tags li {
    font-size: 0.78rem; font-weight: 500; padding: 5px 11px;
    background: var(--surface); border-radius: 6px; color: var(--muted);
}

/* 3D tilt */
.tilt-card {
    transform-style: preserve-3d;
    transition: transform 0.15s ease-out;
    will-change: transform;
}

/* Why Trust Us */
.trust-section {
    padding: 100px 0;
    background: linear-gradient(180deg, transparent, rgba(14,18,25,0.8), transparent);
}
.trust-content { display: grid; grid-template-columns: 1.4fr 1fr; gap: 28px; align-items: start; }
.trust-main {
    background: var(--card); border: 1px solid var(--border); border-radius: var(--radius);
    padding: 40px 36px;
}
.trust-badge {
    display: inline-block; font-size: 0.7rem; font-weight: 600; letter-spacing: 0.1em;
    text-transform: uppercase; color: var(--gold); background: var(--gold-soft);
    padding: 6px 12px; border-radius: 6px; margin-bottom: 18px;
}
.trust-main h3 { margin-bottom: 14px; font-size: 1.5rem; }
.trust-main > p { color: var(--muted); margin-bottom: 28px; }
.trust-points { display: flex; flex-direction: column; gap: 22px; }
.trust-points li { display: flex; gap: 16px; align-items: flex-start; }
.point-icon {
    flex-shrink: 0; width: 42px; height: 42px; display: flex; align-items: center; justify-content: center;
    background: var(--surface); border-radius: 10px; font-size: 1.2rem;
}
.trust-points strong { display: block; margin-bottom: 4px; font-size: 0.95rem; }
.trust-points p { font-size: 0.9rem; color: var(--muted); }
.trust-side { display: flex; flex-direction: column; gap: 18px; }
.trust-stat-card {
    background: var(--card); border: 1px solid var(--border); border-radius: var(--radius);
    padding: 24px; transition: border-color var(--t);
}
.trust-stat-card:hover { border-color: rgba(212,175,55,0.3); }
.stat-emoji { font-size: 1.5rem; display: block; margin-bottom: 10px; }
.trust-stat-card h4 { margin-bottom: 8px; font-size: 1.05rem; }
.trust-stat-card p { font-size: 0.9rem; color: var(--muted); }

/* Approach */
.approach { padding: 100px 0; }
.approach-steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.step {
    background: var(--card); border: 1px solid var(--border); border-radius: var(--radius);
    padding: 28px 22px; transition: border-color var(--t);
}
.step:hover { border-color: rgba(212,175,55,0.3); }
.step-num {
    font-family: var(--serif); font-size: 2.2rem; font-weight: 700;
    color: var(--gold); opacity: 0.4; margin-bottom: 12px; line-height: 1;
}
.step h3 { margin-bottom: 8px; font-size: 1.1rem; }
.step p { font-size: 0.9rem; color: var(--muted); }

/* About */
.about { padding: 100px 0; background: rgba(14,18,25,0.6); }
.about-grid { display: grid; grid-template-columns: 1.2fr 0.8fr; gap: 48px; align-items: center; }
.about-text h2 { margin-bottom: 16px; }
.about-text > p { color: var(--muted); margin-bottom: 28px; }
.address-label { font-size: 0.7rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--gold); margin-bottom: 8px; }
.address { color: var(--muted); line-height: 1.75; }
.map-card {
    background: var(--card); border: 1px solid var(--border-strong); border-radius: var(--radius);
    padding: 48px 36px; text-align: center; box-shadow: var(--shadow);
}
.map-icon { font-size: 2.5rem; margin-bottom: 12px; }
.map-card h4 { color: var(--gold); margin-bottom: 8px; }
.map-card p { color: var(--muted); font-size: 0.95rem; }

/* CTA */
.cta-band {
    padding: 72px 0; text-align: center;
    background: radial-gradient(ellipse 60% 80% at 50% 50%, rgba(212,175,55,0.1) 0%, transparent 60%);
    border-top: 1px solid var(--border); border-bottom: 1px solid var(--border);
}
.cta-band h2 { margin-bottom: 12px; }
.cta-band p { color: var(--muted); max-width: 480px; margin: 0 auto 28px; }

/* Contact */
.contact { padding: 100px 0; }
.contact-grid { display: grid; grid-template-columns: 1fr 1.15fr; gap: 48px; align-items: start; }
.contact-info h2 { margin-bottom: 14px; }
.contact-info > p { color: var(--muted); margin-bottom: 28px; }
.contact-label { display: block; font-size: 0.7rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--gold); margin-bottom: 6px; }
.contact-item p { color: var(--muted); font-size: 0.95rem; }
.contact-form-wrap {
    background: var(--card); border: 1px solid var(--border); border-radius: var(--radius);
    padding: 36px;
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-group { display: flex; flex-direction: column; gap: 7px; margin-bottom: 16px; }
.form-group label { font-size: 0.8rem; font-weight: 500; color: var(--muted); }
.form-group input, .form-group select, .form-group textarea {
    padding: 12px 14px; background: var(--surface); border: 1px solid var(--border);
    border-radius: 8px; color: var(--text); transition: border-color var(--t);
}
.form-group input::placeholder, .form-group textarea::placeholder { color: var(--dim); }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { border-color: var(--gold); }
.form-group select {
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%239aa3b5' d='M6 8L1 3h10z'/%3E%3C/svg%3E");
    background-repeat: no-repeat; background-position: right 14px center; padding-right: 36px;
}
.form-group textarea { resize: vertical; min-height: 90px; }
.field-hint { font-size: 0.72rem; color: var(--dim); }
.form-errors {
    background: rgba(200,60,60,0.15); border: 1px solid rgba(200,60,60,0.4);
    color: #f0a0a0; padding: 12px 14px; border-radius: 8px; font-size: 0.88rem; margin-bottom: 12px;
}
.form-errors ul { margin: 0; padding-left: 18px; list-style: disc; }
.form-success {
    background: rgba(60,160,100,0.15); border: 1px solid rgba(60,160,100,0.4);
    color: #8fd4a8; padding: 12px 14px; border-radius: 8px; font-size: 0.9rem; margin-bottom: 12px;
}

/* Footer */
.footer { background: var(--bg-elev); border-top: 1px solid var(--border); padding-top: 56px; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1.2fr; gap: 36px; padding-bottom: 40px; }
.footer-brand .logo { margin-bottom: 12px; }
.footer-brand p { font-size: 0.9rem; color: var(--muted); max-width: 280px; }
.footer-links h4, .footer-address h4 {
    font-family: var(--sans); font-size: 0.78rem; font-weight: 600;
    letter-spacing: 0.08em; text-transform: uppercase; margin-bottom: 14px;
}
.footer-links ul { display: flex; flex-direction: column; gap: 9px; }
.footer-links a { font-size: 0.9rem; color: var(--muted); transition: color var(--t); }
.footer-links a:hover { color: var(--gold); }
.footer-address p { font-size: 0.9rem; color: var(--muted); line-height: 1.7; }
.footer-bottom { border-top: 1px solid var(--border); padding: 22px 0; }
.footer-bottom .container { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 10px; }
.footer-bottom p { font-size: 0.8rem; color: var(--dim); }
.disclaimer { max-width: 400px; text-align: right; }

/* Responsive */
@media (max-width: 980px) {
    .hero-3d-scene { display: none; }
    .services-grid { grid-template-columns: 1fr; }
    .trust-content { grid-template-columns: 1fr; }
    .approach-steps { grid-template-columns: repeat(2, 1fr); }
    .about-grid, .contact-grid { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .trust-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 720px) {
    .nav-links {
        position: fixed; top: var(--nav-h); left: 0; right: 0;
        background: rgba(7,9,15,0.97); backdrop-filter: blur(16px);
        flex-direction: column; padding: 20px 24px; gap: 0;
        border-bottom: 1px solid var(--border);
        transform: translateY(-130%); opacity: 0; visibility: hidden; transition: all 0.3s ease;
    }
    .nav-links.open { transform: translateY(0); opacity: 1; visibility: visible; }
    .nav-links li { border-bottom: 1px solid var(--border); }
    .nav-links a { display: block; padding: 14px 0; }
    .nav-toggle { display: flex; }
    .nav-toggle.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
    .nav-toggle.active span:nth-child(2) { opacity: 0; }
    .nav-toggle.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
    .approach-steps { grid-template-columns: 1fr; }
    .form-row { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; }
    .footer-bottom .container { flex-direction: column; text-align: center; }
    .disclaimer { text-align: center; max-width: none; }
}
@media (max-width: 480px) {
    .hero-cta { flex-direction: column; }
    .btn { width: 100%; }
    .contact-form-wrap { padding: 24px; }
}